If you only use voice transcription from time to time, then the default tools available in Windows 10 or with Otter will do just fine. Watching your words appear on screen is interesting and allows you to be much more productive while also sparing your wrists.
If you spend a lot of time at the computer and you feel the strain in your wrists, give dictation a try.
Two price tiers: self transcription at $20 per year, or automatic transcription at $6 per hour. Link a foot pedal to start and stop audio. Use the built-in text expander for common phrases. Transcribe audio into text in real-time. Uploaded recorded audio clips to transcribe them. Does not support dictation into Electronic Medical Record (EMR) systems. Supports Microsoft Office 2010 & 2013. Dictation of text anywhere where you normally type within popular applications enables greater productivity and efficient multi-tasking. The ability to create, format and edit documents by voice allows you to think out loud and break through barriers to creativity. An intuitive design and helpful tutorials make it easy to get started and easy to master. A personalized, voice-driven experience Dragon gets even more accurate as it learns the words and phrases you use the most, spelling even difficult words and proper names correctly. The fastest and most accurate way to interact with your computer Dragon dramatically boosts your personal productivity and helps you realize your full potential. 
It lets you dictate documents naturally with up to 99% accuracy and control applications using simple voice commands so you can accomplish more on your computer in less time for home, school or fun. Dragon Naturally Speaking 13 Home is perfect if you’re new to speech recognition and want an easy and enjoyable way to connect with your computer by talking instead of typing.
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